.page-hero[data-astro-cid-ggoixw23]{background:linear-gradient(135deg,var(--bg-light) 0%,var(--bg-accent) 100%);padding:80px 0;text-align:center}.page-hero[data-astro-cid-ggoixw23] h1[data-astro-cid-ggoixw23]{font-size:2.8rem;color:var(--primary);margin-bottom:16px}.page-hero[data-astro-cid-ggoixw23] p[data-astro-cid-ggoixw23]{font-size:1.2rem;color:var(--text-muted)}.intro-section[data-astro-cid-ggoixw23]{padding:80px 0;background:#fff}.intro-content[data-astro-cid-ggoixw23] h2[data-astro-cid-ggoixw23]{font-size:2rem;color:var(--primary);margin-bottom:24px;text-align:center}.lead[data-astro-cid-ggoixw23]{font-size:1.15rem;line-height:1.8;color:var(--text-muted);margin-bottom:40px;text-align:center;max-width:900px;margin-left:auto;margin-right:auto}.types-overview[data-astro-cid-ggoixw23]{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;max-width:1000px;margin:0 auto}.type-card[data-astro-cid-ggoixw23]{padding:32px;border-radius:12px;text-align:center}.type-card[data-astro-cid-ggoixw23].risk{background:#f0fdf7;border:2px solid var(--secondary)}.type-card[data-astro-cid-ggoixw23].capital{background:#f0f7ff;border:2px solid var(--primary)}.type-card[data-astro-cid-ggoixw23].pension{background:#fef6e6;border:2px solid var(--accent)}.type-card[data-astro-cid-ggoixw23] h3[data-astro-cid-ggoixw23]{font-size:1.3rem;margin-bottom:16px}.type-card[data-astro-cid-ggoixw23].risk h3[data-astro-cid-ggoixw23]{color:var(--secondary)}.type-card[data-astro-cid-ggoixw23].capital h3[data-astro-cid-ggoixw23]{color:var(--primary)}.type-card[data-astro-cid-ggoixw23].pension h3[data-astro-cid-ggoixw23]{color:var(--accent)}.type-card[data-astro-cid-ggoixw23] p[data-astro-cid-ggoixw23]{color:var(--text-muted);font-size:.95rem;margin:8px 0;line-height:1.6}.risikoleben-section[data-astro-cid-ggoixw23]{padding:80px 0;background:var(--bg)}.section-title[data-astro-cid-ggoixw23]{text-align:center;font-size:2.2rem;margin-bottom:16px}.section-subtitle[data-astro-cid-ggoixw23]{text-align:center;color:var(--text-muted);font-size:1.1rem;margin-bottom:60px}.main-info[data-astro-cid-ggoixw23]{background:#fff;padding:48px;border-radius:16px;margin-bottom:32px}.main-info[data-astro-cid-ggoixw23] h3[data-astro-cid-ggoixw23]{font-size:1.8rem;color:var(--primary);margin-bottom:16px}.main-info[data-astro-cid-ggoixw23]>p[data-astro-cid-ggoixw23]{color:var(--text-muted);line-height:1.8;margin-bottom:32px;font-size:1.05rem}.benefits-grid[data-astro-cid-ggoixw23]{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}.benefit[data-astro-cid-ggoixw23]{text-align:center;padding:24px;background:var(--bg-accent);border-radius:12px}.benefit[data-astro-cid-ggoixw23] .icon[data-astro-cid-ggoixw23]{font-size:3rem;display:block;margin-bottom:12px}.benefit[data-astro-cid-ggoixw23] h4[data-astro-cid-ggoixw23]{font-size:1.1rem;color:var(--primary);margin-bottom:8px}.benefit[data-astro-cid-ggoixw23] p[data-astro-cid-ggoixw23]{color:var(--text-muted);font-size:.9rem;line-height:1.5;margin:0}.who-needs[data-astro-cid-ggoixw23],.versicherungssumme[data-astro-cid-ggoixw23],.costs-info[data-astro-cid-ggoixw23]{background:#fff;padding:48px;border-radius:16px;margin-bottom:32px}.who-needs[data-astro-cid-ggoixw23] h3[data-astro-cid-ggoixw23],.versicherungssumme[data-astro-cid-ggoixw23] h3[data-astro-cid-ggoixw23],.costs-info[data-astro-cid-ggoixw23] h3[data-astro-cid-ggoixw23]{font-size:1.8rem;color:var(--primary);margin-bottom:24px}.needs-grid[data-astro-cid-ggoixw23]{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.need-card[data-astro-cid-ggoixw23]{padding:24px;border-radius:12px;border:2px solid}.need-card[data-astro-cid-ggoixw23].urgent{background:#f0fdf7;border-color:var(--secondary)}.need-card[data-astro-cid-ggoixw23].optional{background:#f0f7ff;border-color:var(--primary)}.need-card[data-astro-cid-ggoixw23].unnecessary{background:#f9f9f9;border-color:var(--border)}.need-card[data-astro-cid-ggoixw23] h4[data-astro-cid-ggoixw23]{font-size:1.2rem;margin-bottom:16px}.need-card[data-astro-cid-ggoixw23].urgent h4[data-astro-cid-ggoixw23]{color:var(--secondary)}.need-card[data-astro-cid-ggoixw23].optional h4[data-astro-cid-ggoixw23]{color:var(--primary)}.need-card[data-astro-cid-ggoixw23].unnecessary h4[data-astro-cid-ggoixw23]{color:var(--text-muted)}.need-card[data-astro-cid-ggoixw23] ul[data-astro-cid-ggoixw23]{list-style:none;padding:0}.need-card[data-astro-cid-ggoixw23] li[data-astro-cid-ggoixw23]{padding:6px 0 6px 20px;position:relative;color:var(--text-muted);font-size:.95rem;line-height:1.6}.need-card[data-astro-cid-ggoixw23] li[data-astro-cid-ggoixw23]:before{content:"";position:absolute;left:0;top:14px;width:6px;height:6px;border-radius:50%}.need-card[data-astro-cid-ggoixw23].urgent li[data-astro-cid-ggoixw23]:before{background:var(--secondary)}.need-card[data-astro-cid-ggoixw23].optional li[data-astro-cid-ggoixw23]:before{background:var(--primary)}.need-card[data-astro-cid-ggoixw23].unnecessary li[data-astro-cid-ggoixw23]:before{background:var(--text-muted)}.calculation-box[data-astro-cid-ggoixw23]{background:var(--bg-accent);padding:32px;border-radius:12px;margin:24px 0}.calculation-box[data-astro-cid-ggoixw23] h4[data-astro-cid-ggoixw23]{color:var(--primary);font-size:1.3rem;margin-bottom:20px}.formula[data-astro-cid-ggoixw23]{display:flex;align-items:center;justify-content:center;gap:16px;font-size:1.2rem;margin-bottom:24px;flex-wrap:wrap}.factor[data-astro-cid-ggoixw23],.operator[data-astro-cid-ggoixw23]{font-size:1.5rem;font-weight:700;color:var(--primary)}.income[data-astro-cid-ggoixw23],.debts[data-astro-cid-ggoixw23]{color:var(--text);font-weight:600}.example[data-astro-cid-ggoixw23]{background:#fff;padding:20px;border-radius:8px}.example[data-astro-cid-ggoixw23] h5[data-astro-cid-ggoixw23]{color:var(--secondary);margin-bottom:12px}.example[data-astro-cid-ggoixw23] p[data-astro-cid-ggoixw23]{color:var(--text-muted);line-height:1.8;margin:0}.variants-info[data-astro-cid-ggoixw23]{margin-top:32px}.variants-info[data-astro-cid-ggoixw23] h4[data-astro-cid-ggoixw23]{color:var(--secondary);font-size:1.3rem;margin-bottom:16px}.variants-grid[data-astro-cid-ggoixw23]{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.variant[data-astro-cid-ggoixw23]{background:var(--bg-accent);padding:20px;border-radius:8px}.variant[data-astro-cid-ggoixw23] strong[data-astro-cid-ggoixw23]{display:block;color:var(--primary);margin-bottom:8px}.variant[data-astro-cid-ggoixw23] p[data-astro-cid-ggoixw23]{color:var(--text-muted);font-size:.95rem;margin:0;line-height:1.5}.costs-info[data-astro-cid-ggoixw23]>p[data-astro-cid-ggoixw23]{color:var(--text-muted);line-height:1.7;margin-bottom:24px}.price-examples[data-astro-cid-ggoixw23]{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.price-card[data-astro-cid-ggoixw23]{background:var(--bg-accent);padding:24px;border-radius:12px;text-align:center}.price-card[data-astro-cid-ggoixw23] h4[data-astro-cid-ggoixw23]{color:var(--primary);font-size:1.1rem;margin-bottom:16px}.price-details[data-astro-cid-ggoixw23]{display:flex;flex-direction:column;gap:6px;margin-bottom:20px;padding-bottom:20px;border-bottom:1px solid var(--border)}.sum[data-astro-cid-ggoixw23]{font-weight:700;color:var(--text);font-size:1.2rem}.duration[data-astro-cid-ggoixw23]{color:var(--text-muted);font-size:.9rem}.price-amount[data-astro-cid-ggoixw23] .price[data-astro-cid-ggoixw23]{display:block;font-family:Merriweather,serif;font-size:2rem;font-weight:700;color:var(--primary);line-height:1;margin-bottom:6px}.price-amount[data-astro-cid-ggoixw23] .label[data-astro-cid-ggoixw23]{color:var(--text-muted);font-size:.9rem}.kapital-section[data-astro-cid-ggoixw23]{padding:80px 0;background:#fff}.explanation[data-astro-cid-ggoixw23]{max-width:900px;margin:0 auto 40px}.explanation[data-astro-cid-ggoixw23] h3[data-astro-cid-ggoixw23]{font-size:1.8rem;color:var(--primary);margin-bottom:16px}.explanation[data-astro-cid-ggoixw23]>p[data-astro-cid-ggoixw23]{color:var(--text-muted);line-height:1.8;margin-bottom:24px}.warning-box[data-astro-cid-ggoixw23]{background:#fef6e6;border:2px solid var(--accent);padding:24px;border-radius:12px}.warning-box[data-astro-cid-ggoixw23] h4[data-astro-cid-ggoixw23]{color:var(--accent);font-size:1.2rem;margin-bottom:12px}.warning-box[data-astro-cid-ggoixw23] p[data-astro-cid-ggoixw23]{color:var(--text-muted);line-height:1.7;margin:0}.comparison-grid[data-astro-cid-ggoixw23]{display:grid;grid-template-columns:repeat(2,1fr);gap:32px;margin-bottom:40px}.comparison-card[data-astro-cid-ggoixw23]{padding:32px;border-radius:12px;border:2px solid}.comparison-card[data-astro-cid-ggoixw23].pro{background:#f0fdf7;border-color:var(--secondary)}.comparison-card[data-astro-cid-ggoixw23].contra{background:#fef0f0;border-color:#d64545}.comparison-card[data-astro-cid-ggoixw23] h4[data-astro-cid-ggoixw23]{font-size:1.3rem;margin-bottom:16px}.comparison-card[data-astro-cid-ggoixw23].pro h4[data-astro-cid-ggoixw23]{color:var(--secondary)}.comparison-card[data-astro-cid-ggoixw23].contra h4[data-astro-cid-ggoixw23]{color:#d64545}.comparison-card[data-astro-cid-ggoixw23] ul[data-astro-cid-ggoixw23]{list-style:none;padding:0}.comparison-card[data-astro-cid-ggoixw23] li[data-astro-cid-ggoixw23]{padding:8px 0 8px 24px;position:relative;color:var(--text-muted);line-height:1.6}.comparison-card[data-astro-cid-ggoixw23].pro li[data-astro-cid-ggoixw23]:before{content:"✓";position:absolute;left:0;top:8px;color:var(--secondary);font-weight:700}.comparison-card[data-astro-cid-ggoixw23].contra li[data-astro-cid-ggoixw23]:before{content:"✗";position:absolute;left:0;top:8px;color:#d64545;font-weight:700}.alternatives[data-astro-cid-ggoixw23]{max-width:1000px;margin:0 auto}.alternatives[data-astro-cid-ggoixw23] h3[data-astro-cid-ggoixw23]{font-size:1.8rem;color:var(--primary);margin-bottom:24px;text-align:center}.alternative-grid[data-astro-cid-ggoixw23]{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.alternative[data-astro-cid-ggoixw23]{background:var(--bg-accent);padding:24px;border-radius:12px}.alternative[data-astro-cid-ggoixw23] h4[data-astro-cid-ggoixw23]{color:var(--primary);font-size:1.2rem;margin-bottom:12px}.alternative[data-astro-cid-ggoixw23] p[data-astro-cid-ggoixw23]{color:var(--text-muted);font-size:.95rem;line-height:1.6;margin-bottom:8px}.rentenversicherung-section[data-astro-cid-ggoixw23]{padding:80px 0;background:var(--bg)}.renten-types[data-astro-cid-ggoixw23]{display:grid;grid-template-columns:repeat(3,1fr);gap:32px}.renten-card[data-astro-cid-ggoixw23]{background:#fff;padding:32px;border-radius:16px;border:2px solid var(--border)}.renten-card[data-astro-cid-ggoixw23] h3[data-astro-cid-ggoixw23]{font-size:1.4rem;color:var(--primary);margin-bottom:12px}.renten-card[data-astro-cid-ggoixw23]>p[data-astro-cid-ggoixw23]{color:var(--text-muted);margin-bottom:20px;font-style:italic}.renten-card[data-astro-cid-ggoixw23] ul[data-astro-cid-ggoixw23]{list-style:none;padding:0}.renten-card[data-astro-cid-ggoixw23] li[data-astro-cid-ggoixw23]{padding:8px 0 8px 24px;position:relative;color:var(--text-muted);line-height:1.6}.renten-card[data-astro-cid-ggoixw23] li[data-astro-cid-ggoixw23]:before{content:"";position:absolute;left:0;top:16px;width:6px;height:6px;background:var(--secondary);border-radius:50%}.faq-section[data-astro-cid-ggoixw23]{padding:80px 0;background:#fff}.faq-grid[data-astro-cid-ggoixw23]{display:grid;grid-template-columns:repeat(2,1fr);gap:24px}.faq-item[data-astro-cid-ggoixw23]{background:var(--bg-accent);padding:32px;border-radius:12px;border-left:4px solid var(--primary)}.faq-item[data-astro-cid-ggoixw23] h3[data-astro-cid-ggoixw23]{font-size:1.2rem;color:var(--primary);margin-bottom:12px}.faq-item[data-astro-cid-ggoixw23] p[data-astro-cid-ggoixw23]{color:var(--text-muted);line-height:1.7;margin:0}.cta-section[data-astro-cid-ggoixw23]{background:linear-gradient(135deg,var(--primary) 0%,var(--primary-dark) 100%);padding:80px 0}.cta-content[data-astro-cid-ggoixw23]{text-align:center;max-width:700px;margin:0 auto}.cta-content[data-astro-cid-ggoixw23] h2[data-astro-cid-ggoixw23]{color:#fff;font-size:2rem;margin-bottom:16px}.cta-content[data-astro-cid-ggoixw23] p[data-astro-cid-ggoixw23]{color:#ffffffe6;font-size:1.1rem;margin-bottom:32px}.btn-white[data-astro-cid-ggoixw23]{display:inline-block;background:#fff;color:var(--primary);padding:14px 32px;border-radius:6px;font-weight:600;transition:all .3s}.btn-white[data-astro-cid-ggoixw23]:hover{background:var(--bg-accent);color:var(--primary-dark);transform:translateY(-2px)}@media (max-width: 900px){.types-overview[data-astro-cid-ggoixw23]{grid-template-columns:1fr}.benefits-grid[data-astro-cid-ggoixw23]{grid-template-columns:repeat(2,1fr)}.needs-grid[data-astro-cid-ggoixw23],.variants-grid[data-astro-cid-ggoixw23],.price-examples[data-astro-cid-ggoixw23],.comparison-grid[data-astro-cid-ggoixw23],.alternative-grid[data-astro-cid-ggoixw23],.renten-types[data-astro-cid-ggoixw23],.faq-grid[data-astro-cid-ggoixw23]{grid-template-columns:1fr}}@media (max-width: 600px){.benefits-grid[data-astro-cid-ggoixw23]{grid-template-columns:1fr}}